# European Business Wallet Canonical URL: https://digital-acquis.eu/initiative/european-business-wallet Entry type: initiative Source edition current through: 17 July 2026 (2026-07-17). This is not a page modification date. Status: in progress. A delivered initiative is not necessarily legislation in force. Instrument: Law Date as recorded: 19 Nov 2025 Date kind: date Status note: full date links only to Legislative Initiative artifacts Promised timeline: Planned for Q4 2025. ## Previous steps Consultation ## Summary It will provide a legally recognised digital identity for economic operators, enabling companies to share verified data and credentials across borders and receive notifications in a secure channel. Built on BRIS and the European Unique Identifier, and aligned with the EU Digital Identity Wallet rollout and the Once-Only Technical System, it replaces document-heavy compliance with interoperable, data-based exchanges. The Wallet is a cornerstone of the Single Market simplification agenda and the EU Startup & Scaleup Strategy, lowering costs for SMEs, easing licensing and reporting, and making cross-border operations seamless, turning digital-by-default rules into practice across the EU business lifecycle. ## Sources - [Official source]() ## Action items (0; complete published list) ## Citing documents - [Commission work programme 2025 + Annex]() — status: not recorded. The 2025 work programme brings together planned legislation and policy strategies covering competitiveness, the Single Market and industrial transition. Its programme includes measures on affordable energy, startups and scaleups, savings and investment, and business simplification. Digital priorities span AI, quantum technology, electronic communications, business wallets and the space sector. The programme also identifies work on defence, preparedness, internal security and hospital cybersecurity. Skills, quality jobs, consumer protection and democratic resilience sit alongside these economic and technological measures. Each listed initiative carries an indicative timetable, and the programme distinguishes legislative proposals from non-legislative plans. Source document doc-005, action item 60005: > European Business Wallet (legislative, incl. impact assessment, Article 114 TFEU, Q4 2025) - [One Europe, one Market]() — status: not recorded. Source document doc-012, action item 130004: > d) implementing the ‘once-only’ principle, including through a European Business Wallet, leveraging existing solutions and aiming to digitalise business interactions and simplify administrative procedures across the EU, to be agreed by the co-legislators before the end of 2026; - [One Europe, One Market Roadmap]() — status: delivered. The roadmap organises planned work around simpler rules, a more integrated Single Market, trade, affordable energy and the digital transition. It sets milestones for measures affecting company formation, investment, procurement, products, research and labour mobility. Energy priorities cover grids, infrastructure, security and decarbonisation, while the digital programme includes business wallets, communications networks, cybersecurity, cloud infrastructure, chips and quantum technology. Trade agreements and measures addressing supply-chain dependencies complete the programme. By placing these initiatives in a common timetable, the roadmap connects the policy agenda with specific stages of legislative work and investment projects. Source document doc-013, action item 140045: > European Business Wallet (Proposal: Q4 2025) End 2026 - [Competitiveness Compass]() — status: not recorded. The Competitiveness Compass brings together work on innovation, industrial transition and the conditions for businesses to grow in Europe. Its agenda spans startups, strategic technologies, research and investment, alongside affordable energy, cleaner industry and circular production. Measures on the Single Market, simpler rules, procurement and standardisation accompany this sectoral work. The programme also includes trade partnerships, raw-material supplies, security and preparedness. Skills, labour mobility and quality jobs connect the economic agenda with workforce needs. The programme combines strategies, legislative proposals, investment initiatives and coordination measures across these policy areas. Source document doc-019, action item 180040: > European Business Wallet [2025] - [Implementation and Simplification]() — status: not recorded. The communication sets out how the Commission intends to make EU rules easier to implement and less burdensome. It combines implementation strategies and stakeholder dialogues with a continuing review of legislation, practical checks with businesses and stronger assessment of regulatory costs. Simplification packages cover areas including sustainability, investment, smaller companies and digital rules. Digital tools and procedures are intended to make compliance easier across borders. Annual reporting would track implementation and burden reduction, while cooperation with Parliament and Council would support clearer assessment of amendments and more effective lawmaking. Source document doc-021, action item 200012: > European Business Wallet: Enables businesses to manage national, cross-border, and EU regulatory requirements, notifications, and compliance processes in one unified, user-friendly digital platform, building on the Digital Wallet. [2025] - [Startup and Scaleup Strategy]() — status: not recorded. The strategy aims to make it easier for innovative companies to start, grow and operate across Europe. It combines simpler company rules and digital administration with better access to finance, markets, talent and research infrastructure. Proposed measures include the 28th regime, the European Business Wallet, regulatory sandboxes and support for deep-tech investment. Work on research commercialisation, intellectual property and procurement is intended to help ideas reach customers. Talent initiatives address education, mobility and recruitment, while common definitions, a scoreboard and an annual founder survey would track changes in the startup and scaleup environment. Source document doc-035, action item 330002: > The Commission will propose the European Business Wallet as the cornerstone of doing business simply and digitally in the EU, establishing a digital identity for all economic operators and providing a framework for sharing verified data and credentials to enable seamless digital interactions between economic operators and public administrations across the Union (Q4 2025). - [Towards a 28th regime for EU companies]() — status: not recorded. Source document doc-096, action item 680003: > The European Business Wallet will allow EU Inc. companies to make full use of digital tools for all their interactions with public authorities and economic operators across the Union. After an EU Inc. company is set up, all the relevant data will be available in the European Business Wallets, for those using such solutions. This means that an EU Inc. company can use the Business Wallets to effortlessly take actions such as submitting tax returns, applying for permits, signing and exchanging contracts with public authorities and business partners across the EU - without the need for physical documentation or in-person interactions and with full legal validity. Business Wallets enable completely automated management of business identity and data, including that of customers and business partners. - [European Tech Sovereignty, accompanied by an EU Open-Source Strategy]() — status: delivered. Source document doc-105, action item 720003: > Promote the development and uptake of open source solutions across the EU Digital Identity ecosystem, anchored by the Identity Wallet (EUID) and the European Business Wallet (EBW). The Commission will: ## Current developments Latest updates from Digital Policy Alert and Global Trade Alert. - [Regulation on the establishment of European Business Wallets (2025/0358)]() — Digital Policy Alert; source updated: 2026-05-06; relationship: related context. ## Associated policy priorities - [Single Market Deepening & Harmonisation]() ## Broader policy context (shared priority; not a direct citation) - [Action Plan against Cyberbullying]() — status: delivered. The Commission will present a comprehensive EU approach to prevent, detect and respond to cyberbullying, with a primary focus on minors and youth. It will set a common EU definition, promote national strategies and focal points (e.g. trusted flaggers), and prioritise vulnerable groups including girls and women, LGBTIQ youth, migrants and persons with disabilities. Actions span prevention and digital well-being, safer product design, streamlined reporting and takedown (scaling good practices like France’s App 3018), victim support, and proportionate responses to perpetrators. Delivery will leverage and enforce the DSA, BIK+ and victims/VAW directives, with progress monitored through Safer Internet Centres, BIK policy reports and DSA enforcement. - [AVMSD Revision]() — status: forthcoming. The Commission will run the AVMSD ex-post evaluation under Article 33 by 19 December 2026, followed, where appropriate, by proposals to review the Directive. Council conclusions (May 2025) suggested key reform priorities: clarify scope (incl. influencers/professional creators), ensure coherent interplay with DSA/EMFA, strengthen protection of minors and rules for VSPs, safeguard prominence/access to general-interest content and major events, and improve cross-border enforcement through the new European Board for Media Services. The exercise should keep the Single Market as the anchor (country-of-origin), avoid overlapping obligations, and de-risk regulatory fragmentation via clear definitions and digital-by-default, once-only procedures. - [Circular Economy Act (CEA)]() — status: forthcoming. The Act will create a true Single Market for waste and secondary raw materials, boosting supply and demand for quality recyclates at competitive prices. It will harmonise end-of-waste criteria, simplify and expand extended producer responsibility (including a one-stop producer registry), and revise e-waste rules to recover critical materials, while aligning with the Ecodesign for Sustainable Products framework. Public procurement criteria, incentives for scrap use, and digitalised demolition permits will accelerate circular design and recycling. Strong enforcement—including for e-commerce channels—will ensure compliance. - [Consumer Protection Cooperation Regulation (CPCR) Reform]() — status: forthcoming. The Consumer Protection Cooperation Regulation provides a framework for national authorities to work together on cross-border breaches of consumer rules. The authorities can seek information from domain registrars and banks, use mystery shopping, and order the immediate removal of websites hosting scams. The Commission coordinates cooperation and can coordinate EU-wide action, while authorities may accept business commitments to correct practices and provide remedies and compensation. - [Cybersecurity Act 2 & Simplification Package]() — status: in progress. Cybersecurity Act 2 would repeal the current Cybersecurity Act and reform ENISA, the European cybersecurity certification framework and ICT supply-chain security rules. The proposal aims to strengthen EU cyber capabilities and resilience, improve coordinated governance, speed certification schemes and reduce fragmented compliance requirements. It would provide a harmonised framework for non-technical ICT supply-chain risks, including measures addressing high-risk suppliers, while a related directive would simplify scope, definitions, ransomware reporting and supervision of cross-border service providers. - [Digital Fairness Act (DFA)]() — status: forthcoming. Based on a fitness check of EU consumer law in 2024, the Commission plans to propose a Digital Fairness Act that curbs manipulative design (“dark patterns”), addictive features and subscription traps; clarifies rules for influencer and AI-driven marketing; strengthens protections for minors; and streamlines information duties so consumers face less overload and can cancel easily. Options include amending the Unfair Commercial Practices and Consumer Rights directives or proposing a new regulation, ensuring coherence with the DSA, DMA and the AI Act. It will drive harmonised, high-impact enforcement with clear duties for platforms and advertisers, easy redress for consumers, and deterrent penalties. - [e-Declaration for the Posting of Workers]() — status: in progress. The proposed e-Declaration would create a voluntary multilingual public interface linked to the Internal Market Information System for posting-worker declarations. Participating host Member States could require service providers from other Member States to use a standard electronic form, with data transferred automatically to national authorities. The proposal aims to reduce administrative burden, improve administrative cooperation and inspections, and support protection of posted workers' rights without changing the underlying posting framework. - [E-commerce Toolbox]() — status: delivered. The E-commerce Toolbox combines customs, product-safety, consumer, digital and market-surveillance measures for online retail. It calls for progress on customs reform and proposes controls on imports shipped directly to consumers, coordinated enforcement and safety actions. The Commission also plans action on product passports, interoperable enforcement databases, web crawlers, marketplace cooperation, consumer awareness, professional training, cooperation with countries of origin and investigation of possible dumping or illegal subsidisation. - [Energy Labelling Omnibus]() — status: in progress. On 24 June 2026 the Commission proposed a regulation simplifying the EU rules on energy labelling and tyre labelling, one of its omnibus simplification packages. The Commission says the simplified rules will make requirements easier for suppliers and retailers of home appliances, electronic devices and tyres, while ensuring that consumers still receive the information they need when buying a product. The proposal keeps the energy labelling framework, which the Commission says has proven effective in reducing energy use, and streamlines the rules to make them easier to apply, cut costs and facilitate enforcement. It widens digital options, such as electronic shelf displays, a QR code in related documentation or on the product, and displaying the label as part of the contractual offer. The Commission estimates administrative savings of up to €125 million annually over the next 10 years. Some newer labels, including those for smartphones, will also give information on durability and repairability. - [EU Action Plan on Online Fraud]() — status: forthcoming. The EU Action Plan on Online Fraud is a forthcoming Commission initiative announced in the 2030 Consumer Agenda and action plan for consumers in the single market, adopted on 19 November 2025. The Commission says online fraud schemes are among the fastest growing crimes online and are causing significant harm to consumers. To strengthen the ability to combat online fraud in the EU, it will publish an action plan on online fraud. Its goals will include boosting prevention measures, making law enforcement action more effective and strengthening support for fraud victims in recovering their funds. The Consumer Agenda does not give a date for the action plan's publication. - [EU Digital Travel Application]() — status: in progress. The EU Digital Travel application would let travellers create a digital travel credential and submit travel data for checks before reaching an external border. The proposal aims to reduce bottlenecks while helping border authorities verify documents, identity and security risks in advance. It provides for single or repeated use, secure validation against the travel document's chip and possible storage in the European Digital Identity Wallet. - [EU Inc. – 28th Regime]() — status: in progress. It will create an optional, EU-wide corporate framework—digital by default—to let innovative firms set up, operate, and raise capital seamlessly across borders. The proposal may rely on TFEU Article 352 or a harmonised national form via Articles 50/114, with a progressive, modular design. It targets 48-hour incorporation and “once-only” data sharing via BRIS, EUID, and an EU Company Certificate, leveraging the European Business Wallet. Investment-friendly options under consideration include simpler capital increases, flexible share classes, and standard private-equity terms. Complementing the European Innovation Act, it cuts failure costs, fragmentation, and compliance burdens. - [European Product Act (EPA)]() — status: forthcoming. The European Product Act would update three parts of EU product law: the new legislative framework of product rules, market surveillance and compliance, and standardisation. The Commission work programme 2026 schedules the legislative measures for Q3 2026. It cites Article 114 TFEU for the framework and standardisation updates, and Articles 33 and 114 TFEU for market surveillance and compliance. - [MDR/IVDR Reform]() — status: in progress. The MDR/IVDR reform proposal seeks a leaner, less costly framework for medical devices and in vitro diagnostic devices while retaining a high level of patient health protection. It would improve oversight and coordination of notified bodies, widen the expertise and advisory role of expert panels, and provide further support through the European Medicines Agency. The proposal also aims to improve the single market and reduce risks of device shortages. - [Multimodal Digital Mobility Services]() — status: in progress. The proposed Regulation on multimodal booking aims to make it easier for travellers to search for, compare, combine and book travel options across transport modes. It would set common requirements for multimodal digital mobility services, including neutral display and ranking, marketing-information data, emissions information and certain data sharing. The proposal excludes SMEs from its scope, repeals the computerised-reservation-systems code of conduct, and provides for national enforcement, complaints, penalties, monitoring and reporting. - [Omnibus IV (mid-caps)]() — status: in progress. The Commission will fast-track simplification by empowering common technical specifications when harmonised standards lag, and by digitalising compliance so firms can demonstrate conformity faster and paper-free. The package also extends existing SME mitigating measures to small mid-caps and removes redundant paper requirements in product laws, easing conformity assessment and cutting reporting overlaps. Together with the Single Market Strategy, it targets quicker time-to-market, legal certainty and lower costs while maintaining high safety and consumer protection. Delivery will be tied to measurable burden-reduction targets and periodic scorecards so businesses see real, near-term gains in every Member State. - [Single Digital Booking and Ticketing]() — status: in progress. The Commission will propose an EU framework enabling passengers to buy a single ticket for cross-border rail journeys across multiple operators, with passengers’ rights applying across the whole trip. It will mandate interoperable data and open, non-discriminatory APIs for schedules, fares and reservation systems; ensure through-ticketing, real-time disruption information and seamless refunds/re-routing; and set governance for liability, revenue settlement and dispute resolution. The initiative complements paperless mobility actions and aims to make rail a convenient, default choice for long-distance travel while boosting tourism and Single Market integration. - [Single Market Barriers Prevention Act]() — status: forthcoming. The EU will move from reacting to fragmentation to preventing it at source. Building on the Single Market Strategy, the Act would systematise ex-ante screening of draft national measures, reinforce notification/transparency obligations, and require Member States to self-assess EU-law compliance before adoption, curbing “gold-plating.” It would hard-wire a competitiveness/SME check for significant amendments, introduce rapid-reaction deadlines to fix non-compliant rules, and align agencies and regulators to ensure uniform application. Annual progress reporting and more decisive infringement where needed will anchor accountability, complemented by a shift to digital-by-default administration and a “1-in, 27-out” simplification ethos to keep new barriers from emerging. --- [Reading guide and interpretation notes]() · [Methodology]()